Located on the coveted western slope of Bernal Heights, moments from Mission St and Cortland Ave amenities, this Victorian two-unit property is a versatile opportunity with lots of options - perfect for owner-occupiers seeking rental income, investors looking for a turnkey property, or co-buyers to create a friend/family compound. Relax on the porch looking at Bernal's colorful homes, or hike up the hill for the best SF views! Inside is a blend of chic modern updates and preserved period details, including hardwood floors, coved ceilings, elegant moldings. Unit 28 features a spacious 2-level layout. Main level has a light-filled living room, bedroom, updated kitchen and bath, and a lovely garden patio. Stylish eat-in kitchen updated with custom cabinets and high-end appliances, including integrated Liebherr fridge and Bosch dishwasher, Thor stove, KOBE hood. Lower has the primary/guest suite with updated bath, plus second bedroom and private entry. Upper unit 30 includes spacious living areas, 1 bed and bath, den/office, and a well-appointed kitchen with pantry and in-unit laundry. Updated baths boast custom tilework, custom Bellmont vanities, Brizo luxury fixtures. Walk Score of 96 per Walkscore.com! Convenience, upside and tons of neighborhood charm in a great central location.